Money Diaries

Money Diaries: July Week 2

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7:30 AM: Work at cafe. I ask for iced coffee but they charge the cold brew price… $3.50

9:00 AM: Carpool into the city. Our driver is super nice and doesn’t accept donation. $0

10:00 AM: Breakfast bar for breakfast. $0

2:30 PM: Lunch for the whole week 50% off at the deli. $12.84

4:00 PM: We’re out of toilet paper, so I order some on Amazon…the only order of prime day! $22.56

7:00 PM: Head over to the gym to meet my friends for a pole class. Still milking that free pass! Each class is usually $25! We have to do this weird booty twerking warm up, and I feel like a flailing fish! After class we mess around with the weights. $0

9:00 PM: Uber pool home. $5.48

9:30 PM: Dinner at home. $0

Restaurants: $16.34
Shopping: $22.56
Commute: $5.48

Total: $44.38


7:00 AM: Work at the cafe. $2.73

9:00 AM: Carpool into the city. $1

10:00 AM: I’ve totally switched over to breakfast bars since they’re more convenient. $0

12:00 PM: Lunch from Monday. $0

2:00 PM: Notice I was charged by Earny for its % of getting money back on my purchases. $0.99

6:00 PM: Bus home. $4.20

6:30 PM: I heard some Trader Joe’s have this Red Boat Fish Sauce for only $4 vs. $9 at Whole Foods, so I run to our TJ’s to check. Unfortunately they don’t have it and I end up buying more cheese and crackers and frozen fruit for smoothies instead. $13.80

7:00 PM: We also decide we need to pick some stuff up at Whole Foods, so we book a Gig car. $0

8:00 PM: Groceries split. $19.50

8:30 PM: Dinner at home. $0

Income: -$0.99 
Restaurants: $2.73
Groceries: $33.30
Commute: $5.20

Total: $42.22


7:00 AM: Cafe time. $2.73

9:00 AM: Carpool to SF. $1

10:00 AM: Breakfast bar at work. $0

12:00 PM: Lunch from Monday. $0

6:00 PM: Bus home. $4.20

7:00 PM: Dinner at home. $0

Commute: $4.20
Restaurants: $2.73

Total: $6.93


7:00 AM: Cafe time. $2.73

9:00 AM: Working from home in the morning, so no need to carpool! $0

11:30 PM: Counseling, boyfriend’s turn this time! $0

12:30 PM: We both decide we need to go into work after the session so we get an uber pool to BART. Split between us. BART into the city. $1.75 + $3.60

1:00 PM: Lunch from Monday at work. $0

6:00 PM: My boyfriend’s company is having a tech talk after work with FREE PIZZA! And he has lunch leftovers (meatballs, garlic string beans, and kidney beans) from their catered lunch. $0

8:00 PM: BART home, and uber pool on the Oakland side. $3.60 + $1.75

Commute: $10.70
Restaurants: $2.73

Total: $13.43


7:00 AM: Cafe time. $2.73

8:30 AM: Boyfriend has some random dollar bills lying around so we split this for our carpool money stash. $7

9:00 AM: Carpool into the city. $1

10:00 AM: Cereal bar at work. $0

12:00 PM: Free lunch! Today we’re having falafels, steak shawarma, and chicken shawarma. My favorite part of this is always the cilantro mint chutney. $0

12:30 PM: We’re having a team croquet event at a park, so we take MUNI over. $2.25

1:00 PM: Wine + doritos at the team event. Croquet is actually pretty fun! I switched teams twice but my second team ends up winning the finals! $0

4:30 PM: Catch MUNI back to the office. I could go straight home at this point, but I have to take the bus with my boyfriend anyway, so I can hit up the office and box up some leftovers for lunch next week. $2.25

5:00 PM: So much shawarma left! I take 2 boxes for next week. And take a plateful for early dinner because I’m starving for some reason… $0

5:30 PM: Booking the To leg of my trip to NY in August after finally getting confirmation from friends I can stay with them! Still using those points from the Chase Sapphire Reserve, but it looks like they’ll be running out soon… $0

6:00 PM: Bus home. $4.20

7:00 PM: We decide to watch this movie on Netflix called No Escape. It’s a pretty freaky thriller about an American family moving to SE Asia and right as a coup against foreigners begins. $0

8:00 PM: Second dinner. $0

Commute: $16.70
Restaurants: $2.73

Total: $19.43


10:00 AM: Grabbing brunch with a couple friends. I reallyyy want to get one of the pricier menu items, but settle for some granola. Brunch is brunch. $12

12:00 PM: End up booking a couple plane tickets to go to Denver over MLK next year. I transfer my points to Southwest, and you always have to pay $5.60 per ticket in fees outside of the portion you pay with points. $11.20

12:45 PM: My boyfriend and I are meeting his friend at the climbing gym so we uber pool over. $1.75

1:00 PM: First time back climbing, finger feels ridiculously stiff, and I think I went a little harder than I should… $0

2:00 PM: We decide to grab some tacos afterwards. I snack on just a single taco. $4

3:00 PM: We try to meet up with a friend at a coffee shop for some blogging down time, but it’s just blazing hot out and inside the coffee shop. We don’t really use AC in the Bay Area since it so infrequently gets to these temps. Decide to uber pool home and invite our friend over instead. $1.75

5:00 PM: Boyfriend and I book the From tickets back from NY, since we want to fly back together. Points are low!! Should I open a new card and bump up my balance? 😛 $0

6:00 PM: Dinner at home. $0

8:00 PM: Feeling lazy, so we decide to watch another movie. Lion is out on Netflix and I heard great things about it. It’s SO good!! It’s a tearjerker though. $0

Restaurants: $16
Commute: $3.50
Travel: $11.20

Total: $30.70


11:00 AM: For once, we seemed to have actually slept in. Usually one of us just wakes up automatically around 8, but I guess we were both exhausted! Work at the coffee shop. $2.73

2:30 PM: Head home for lunch. $0

4:00 PM: I end up taking a nap and doing some laundry. My boyfriend runs to Whole Foods to get snacks for the Game of Thrones premiere. $0

6:30 PM: Game of Thrones! $0

7:00 PM: Dinner at home (well mostly just snacking on guac + carrots). $0

Restaurants: $2.73

Total: $2.73

Jing is currently a software engineer based in Oakland, CA. She left her job in New York, moved to San Francisco unemployed, and more than doubled her salary in 4 months.

11 thoughts on “Money Diaries: July Week 2

  1. Wuut, I had no idea about Trader Joe’s carrying fish sauce! Truth be told, I’m cheap so I usually just get a huge thing of whatever’s cheap at the local Asian grocery store. Also, if you’re in search for a new cheese to snack on, the Kerrygold White Irish Aged Cheddar is BOMB- it tastes way more expensive than it costs. And you can usually find it in your local grocery store!

    Trader Joe’s is dangerous- I’m a huge snacker, so I can spend too much money there, haha. PS. So jealous of all of your shawarma leftovers!

    1. I think it’s only some Trader Joe’s because mine still doesn’t have it after another trip yesterday! Damn I just want that deal on that fish sauce!! I’ll have to check out your cheese recommendation! I have been loving the Manchego + salami + water cracker combo for too many years and need some diversity 🙂 I try not to be a huge snacker but the only way is to avoid the snack section entirely (kinda difficult since the “section” seems to be everywhere)…

  2. Nice job having a frugal week! I think we bought the same toilet paper from Amazon. Charmin Ultra Strong Mega Roll? I also didn’t know TJ’s had fish sauce. I usually get the Squid brand one from Chinatown.

    1. Yes!! Charmin Ultra Strong Mega Roll + the $2 coupon! When they say mega, they seriously mean mega. I couldn’t even fit it in my toilet paper holder…

      I used to be really against buying “american” brand asian products, but it’s starting to grow on me! I still have to get my kimchee from the asian supermarket though 😛

    1. Oops, I meant I just got back to climbing because of my injured finger! Back climbing would be pretty interesting! LOL

    1. Tracking my spending does cause me to be a little bit neurotic, especially with spendy weeks happening at the beginning of the month. For large purchases or tons of one offs I try to have a catch all category that has been building up for months just to help me deal!

    1. Indeed! I’m pretty lucky my employer provides lunch for us on Fridays…I almost feel guilty I take some for the following week, but better than throwing out leftovers! 🙂

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