Featured, Personal Finance

My Money Map

I finally got to mapping my cashflow this weekend! My money map and cash flow is pretty simple and straight forward since I don’t have any combined finances at the moment. This money map IS a great way for people to see all the random accounts I’ve opened in the name of my side hustle…collecting… Read More My Money Map

Featured, Finance 101, Investing, Personal Finance

PSA: Investments Don’t Earn Compound Interest

Say whaaaaat? You trippinn. In the online finance community, we talk a lot about these two little words “compound interest”. We know that compound interest is essential in growing our money. But what we really mean is, compounding is essential in growing our money. Not every financial product earns compound interest. Not many financial products… Read More PSA: Investments Don’t Earn Compound Interest

Featured, Financial Psychology, Personal Finance

Where Your Spending Falls On The Spectrum of #WorthIt

Have you ever spent money on something then thought later “That totally wasn’t worth it”? Our buyer’s remorse operates in an unfairly black and white manner. While the “me” that’s making a purchase at the time operates on a spectrum. It’s NEVER just “it’s worth it” or “it isn’t worth it”. If it were, we… Read More Where Your Spending Falls On The Spectrum of #WorthIt

Featured, Financial Psychology, Personal Finance

Is Your Financial Fitness Pre-Approved For a Credit Card?

So it’s pretty easy these days to get targeted for a credit card, usually with pre-approved or pre-selected offers. But does this mean it’s actually a good idea to apply for these cards? We have to be really honest with ourselves, especially if we’ve had no history of using a credit card before. Before you… Read More Is Your Financial Fitness Pre-Approved For a Credit Card?

Featured, Financial Psychology, Personal Finance

5 Things Your Friends Have In Common With Credit Card Companies

I’ve had this on my mind for a long time–why are so many people misinformed about how to properly use a credit card, and end up using them irresponsibly? I keep thinking, if you use a credit card responsibly, isn’t it the same as how you would treat borrowing money from a friend? For the majority of people,… Read More 5 Things Your Friends Have In Common With Credit Card Companies